Choose your option
Option 1: Shared Cost Additional Voluntary Contributions (SAVCs)
Available through participating employers and includes National Insurance savings through salary sacrifice.
Employers currently offering Shared Cost AVCs:
- Cyngor Gwynedd
- Cyngor Conwy
- Byw'n Iach
- NMWTRA
- Cyd-Bwyllgor Corfforedig y Gogledd
- Addysg Oedolion Cymru
Useful information
Shared Cost AVC frequently asked questions
Legal & General AVC Member Guide
Shared Cost AVC application form
Legal and General LGPS AVC portal
Once completed, return the application form to your Payroll Department.
Option 2: Standard Additional Voluntary Contributions (AVCs)
Available to all active members. Contributions receive tax relief but do not benefit from National Insurance savings.
Useful information
Legal & General AVC Member Guide
Complete the standard AVC application form
Legal and General LGPS AVC portal
Once completed, return the application form to your Payroll Department.
Option 3: Additional Pension Contributions (APCs)
Available to active members who wish to increase their pension by purchasing additional annual pension.
Useful information
Read the information about APCs
Use the APC calculator to check the cost and apply (lgpsmember.org)
Once completed, return the application form to your Payroll Department.