Paying in

Retirement planning

Thinking about retirement?

Calculate the impact of retiring at different ages, or register for a retirement planning course to better understand your pension options.

The retirement planning course is available in English only.

Darlun yn cynrychioli cyfraniadau pensiwn yn cael ei talu.

Your Contributions

How much you will contribute to your pension and how tax relief works.

Darlun yn cynrychioli talu cyfraniadau pensiwn is drwy'r Cynllun 50/50.

Paying Less

Reduce your contributions temporarily through the 50/50 section.

Dogfennau a gohebiaeth yn cynrychioli diweddaru manylion personol. Dangos mwy o linellau

Update your details

Update your address, email, telephone number and other personal details.

 

Darlun yn cynrychioli'r buddion marwolaeth sydd ar gael drwy'r CPLlL.

What happens if you die

Information about survivor pensions and death benefits.

 

Darlun yn cynrychioli sut mae'r CPLlL yn adeiladu buddion pensiwn dros amser.

How your pension works

How your pension benefits build up and how they are calculated.

 

Darlun yn cynrychioli aelod yn gadael y CPLlL.

Leaving Before Retirement

What happens to your pension if you leave your job or choose to leave the LGPS.

Darlun yn cynrychioli treth yn cael ei dalu ar pensiynau.

Tax and Pensions

Pension tax allowances and the potential implications for members with higher-value pension benefits.

 

Darlun yn dangos sut y gall buddion pensiwn gael eu hystyried wrth ysgaru.

Divorce

How divorce can affect your pension and the steps you should take.

 

 

Darlun yn cynrychioli talu cyfraniadau ychwanegol i gynyddu buddion pensiwn.

Paying More

Build additional pension benefits by paying extra contributions.

 

Darlun yn cynrychioli trosglwyddo buddion pensiwn o un cynllun i'r llall.

Move a Pension into the LGPS

Learn whether you can transfer other pensions into the LGPS.

Darlun yn cynrychioli cyfnod o absenoldeb o'r gwaith tra'n aelod o'r CPLlL.

Absent from work

How periods of absence can affect your pension, and the options available to protect your benefits.

Person yn defnyddio ffôn symudol i edrych ar wybodaeth am bensiwn. Dangos mwy o linellau

Taking Your Pension

Learn when you can take your pension and how this may affect your benefits.

Darlun yn cynrychioli aelod yn ystyried newid yn ei gwaith.

Change in your employment

Understand how reducing your hours, changes to your pay, or taking part in a salary sacrifice scheme can affect your pension.

Darlun yn cynrychioli ymuno eto â'r CPLlL ar ôl dechrau swydd newydd.

Back in an LGPS employment?

Learn what happens to your benefits if you return to LGPS employment.