Deferred benefits
Left your employment?
If you have 2 years or more of membership, your benefits will usually become deferred benefits.
✓ Your pension increases each year in line with inflation (CPI)
✓ You can leave your benefits in the LGPS until you are ready to retire
✓ You may be able to transfer or combine your benefits in the future
Aged 55 or over?
Take your pension →
You can start the process of taking your pension online.
Taking your pension
Learn when you can take your pension and how this may affect your benefits.
What happens if you die
Information about survivor pensions and death benefits.
Update your details
Update your address, email, telephone number and other personal details.
Divorce
How divorce can affect your pension and the steps you should take.
Transferring Out
Learn whether you can transfer your benefits to another pension scheme.
Back in an LGPS employment?
Learn what happens to your benefits if you return to LGPS employment.