Which applies to you?
Select the situation that applies to you to see what happens to your pension benefits. The options available to you depend on your age, your circumstances and your employment status.
Voluntary Retirement
When you can take your pension and how this may affect your benefits.
Ill Health Retirement
Taking your pension early if ill health prevents you from working.
Flexible Retirement
Reducing your hours or moving to a lower-paid role while starting to receive your pension benefits.
Redundancy
What may happen to your pension if you lose your job or retire in the interests of efficiency.
Learn more about your retirement options
This video explains the key things to consider when preparing for retirement.
Related Topics
85 Year Rule
How this protection may affect early retirement reductions.
Commuting part of your pension for a lump sum
How you can exchange part of your pension for a tax-free lump sum.
Taking a small pension as a lump sum
Check whether you can take your pension as a one-off lump sum.